Education Archives

Education

Simplified Bank Capital Structure – Being on Top Gives You The Best View

Elizabeth Moran

Every company has a capital structure. It tells liquidators the priority of payments in a wind up or liquidation scenario. It is important to understand...

Education

Understanding ETF Liquidity

Staff Writer

One of the greatest advantages to ETFs is their liquidity. In fact, even when there isn’t a great volume of ETFs being traded on...

Education

What Is An ETF?

Staff Writer

An ETF is an open-ended investment fund, similar to a traditional managed fund, that is traded on the ASX – just like any share....

Education

Should You Go Direct Or Indirect When Investing In Bonds?

Elizabeth Moran

As more Australians increase their allocations to government and corporate bonds, it is important to understand the two different ways you can make an...

Education

Eight Reasons to Invest in Fixed Income

Elizabeth Moran

The fixed income asset class covers a broad range of investments: deposits, bonds, hybrids and securitised investments such as asset backed securities and residential...

Term Deposits

The Government’s Deposit Guarantee Explained

Elizabeth Moran

Even though interest rates are low and depositors get paid very little, especially if they pay tax, there are some significant advantages in deposit...

Education

Is It a Good Time to Buy Hybrids?

Elizabeth Moran

Macquarie Bank’s new hybrid with an attractive margin of 4.7% over 3 month bank BBSW, begs the question – is it a good time...

Government Bonds

Government Bond Basics

Elizabeth Moran

The Australian Commonwealth government along with the states and territories issue bonds to help pay for goods and services they provide. Globally, other sovereigns...

Education

Assessing Impact Bonds: Don’t Let Your Heart Rule Your Head

Elizabeth Moran

There has been a growing sense of responsibility from investors demanding ethical, sustainable investments with the aim of providing positive returns and having a...

Education

Earn Income Three Ways – Fixed, Floating or Inflation Linked Bonds

Elizabeth Moran

Bonds are useful in different economic conditions. Fixed rate bonds provide certainty in declining interest rate environments, floating rate notes pay a fluctuating rate...